
821301Active
168
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Current Price
168
PAN Number
AAECK1977B
ISIN Number
INE732W01014
10783
P/E Ratio
28.92
P/B Ratio
2.83
Debt to Equity
2.2
ROE (%)
0.0981
Book Value
59.42
Face Value
10
Total Shares
641817562
EPS
4.82
Rating
Incorporated in 2016, InCred Financial Services Limited is one of India’s leading new-age financial institutions, known for combining technology, data analytics, and customer-first lending solutions. Headquartered in Mumbai, the company operates under the InCred Group, which has expanded its presence across retail and institutional lending, wealth management, and investment banking.READ LESS ...
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Ans: InCred Financial Services Limited is currently an unlisted company. However, it has been in the spotlight due to its strong financial performance and potential for a future IPO, making its unlisted shares popular among pre-IPO investors.
Ans: InCred’s unlisted shares are actively traded in the pre-IPO market, with investor interest remaining strong due to its scale, profitability, and expansion in lending and wealth management. Prices fluctuate based on demand, quarterly results, and IPO anticipation.
Ans: The company has shown consistent AUM growth, diversified lending mix, and profitable operations, alongside high-quality governance and backing from institutional investors. Its transition from a fintech lender to a full-fledged NBFC has also boosted investor confidence.
Ans: InCred operates across multiple verticals: Consumer Lending – Personal, education, and home improvement loans. SME & MSME Financing – Business loans and working capital finance. Structured & Corporate Finance – Mid-market corporate lending and special situations. Wealth Management & Investments – Through its subsidiary InCred Wealth, catering to HNIs and family offices.
Ans: Investors see InCred as a high-growth, tech-driven NBFC with a sustainable business model, strong leadership, and prudent asset management. With its solid fundamentals, expanding financial ecosystem, and potential listing on the horizon, InCred stands out as one of the most promising unlisted fintech-NBFCs in India.
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